Dispute management & merchant risk

Recover Revenue.
Reduce Chargebacks.
Protect Your Merchant Standing.

Professional dispute management and merchant risk support for eCommerce, Travel, Subscription, and Digital Businesses. Every chargeback impacts more than revenue — it affects processor relationships, chargeback ratios, and long-term business growth.

$19
flat filing fee
per dispute
+
10%
of recovered funds
only when we win
$450
Avg loss per dispute*
24hr
Response time
10%
Success fee only
Dispute Management
Revenue Recovery
Merchant Risk Operations
Fraud & Chargeback Prevention
Visa & Mastercard Rules
Processor Relationship Protection
Evidence-Driven Representment
Friendly Fraud Defense
Dispute Management
Revenue Recovery
Merchant Risk Operations
Fraud & Chargeback Prevention
Visa & Mastercard Rules
Processor Relationship Protection
Evidence-Driven Representment
Friendly Fraud Defense
Trusted By
Click Too Travel
Click Too Fly
Destinova
OrbitPath
Destink Travels
Trip Reservations Desk
AVS Holidays
Book My Land
Priority Travel
Click Too Travel
Click Too Fly
Destinova
OrbitPath
Destink Travels
Trip Reservations Desk
AVS Holidays
Book My Land
Priority Travel
INDUSTRIES WE SERVE

Built for the businesses
chargebacks hit hardest.

Travel & Hospitality
eCommerce
Hotels & Resorts
Subscription Boxes
Digital Goods
Mobility & Rentals
Health & Wellness
Online Education
What we do

End-to-end dispute &
risk management.

Service 01
Chargeback Management
Professional dispute handling, evidence preparation, and representment support designed to maximize recovery opportunities across every major card network and processor.
Service 02
Revenue Recovery
Recover funds from valid disputes through structured chargeback management and evidence-driven rebuttals. You pay $19 to file — we earn 10% of what we win back.
$19 + 10% recovered
Service 03
Merchant Risk Management
We assess your fraud exposure, chargeback ratios, and processor standing — then build a structured plan to address root causes before they become account-level problems. Every engagement tracks the KPIs that matter: booking conversion, payment completion rate, fraud chargeback ratio, and net revenue after chargebacks — so improvements are measurable, not assumed.
Service 04
Fraud & Chargeback Prevention
Actionable recommendations to reduce future disputes, improve payment security, and strengthen your merchant standing. We identify the operational root causes behind your chargeback patterns — so the same disputes don't keep recurring — and define fallback procedures for edge cases that protect your controls without losing legitimate revenue.
Who we are
EL
Elvin
Founder — The Chargeback Firm
View LinkedIn profile

I built The Chargeback Firm after working across numerous businesses to identify the root causes of disputes and develop accurate chargeback and anti-fraud strategies. I've handled chargebacks across Visa, Mastercard, Amex and Discover — and I know exactly what issuers look for in a winning response. My approach to merchant risk management goes beyond dispute filing: I assess fraud exposure, monitor chargeback and processing volume trends, identify where liability sits, and build structured plans that improve your ratios and protect your processor relationships over time.

Cross-industry experience — explored and worked with numerous industries in anti-fraud and chargeback analysis, from travel and eCommerce to digital goods and subscriptions
Deep card network knowledge — familiar with Visa CE 3.0, Mastercard dispute rules, Amex resolution processes, and Discover guidelines
Hands-on with every case — working directly with each business, not outsourcing or automating your disputes
Structured risk execution — phased implementation, continuous KPI monitoring across fraud ratios, conversion, and processing volume, with defined procedures for edge cases so nothing falls through

Why The
Chargeback
Firm.

A practical, operations-focused approach — with personalised support at every stage.

7+ years of industry experience
Merchant risk and dispute management expertise built across Travel, eCommerce, Subscription, and Digital Service industries — not just one vertical.
Operations-focused approach
We don't just file disputes. We help identify the operational root causes behind chargebacks so your ratios improve over time, not just case by case.
Personalized support and consultation
Direct access to the person handling your disputes. No call centres, no automated responses — just clear communication and honest assessments at every step.
Recovery rates vary — and we'll tell you upfront
After your free assessment, we'll give you an honest, case-specific estimate — not a headline number we can't back up.
Simple pricing

No long-term contracts.
No hidden fees.

No long-term contracts
Free risk consultation included
Transparent pricing
Fast turnaround
$19
flat filing fee
per dispute
+
10%
of recovered funds
only when we win
Recovery calculator

See the math before
you commit.

Monthly chargebacks
20 disputes
Average dispute value
$450
Estimated win rate for your case type
60%

* Win rates vary by dispute type, reason code, evidence quality, and payment processor. The slider lets you set a conservative or optimistic estimate. We will give you a case-specific assessment after your free review.

Your estimated numbers
Monthly recovery projection
Total disputed revenue at risk
$9,000
Filing fees (at $19 per case)
$380
Estimated funds recovered
$5,400
Our 10% success fee
$540
Your estimated net recovery
$4,480
These are illustrative estimates only. Actual recovery depends on dispute type, card network, evidence available, and reason code. Contact us for a case-specific assessment.
Processor & network coverage

If your customers can pay with it,
we can dispute it.

We work across every major card network and payment processor — regardless of your industry, platform, or payment stack. No lock-in, no gaps.

Card networks
Visa
Mastercard
Amex
Discover
UnionPay
JCB
Payment processors
Stripe
PayPal
Shopify
Adyen
Worldpay
Braintree
Square
Razorpay
Checkout
Authorize
2Checkout
+ more
Free assessment — no commitment

Let's protect your
revenue.

Whether you're struggling with increasing chargebacks, processor pressure, fraud exposure, or lost revenue — we're here to help. Book a consultation and discover how your business can reduce disputes and strengthen payment performance.

Cost of doing nothing
Every uncontested chargeback costs merchants an average of $450 in total losses — that's the transaction, fees, and operational time combined.
$450 avg total loss per dispute*
Cost to let us fight it
$19 to file. 10% only if we win. That's your entire downside — and most disputes are worth many times more than the filing fee alone.
$19 to get started
What happens after you submit
We review your case details within 24 hours and come back with an honest assessment — including whether we think it's winnable and what evidence we'll need.

* Source: Mastercard State of Chargebacks Report, 2025

Free Assessment — No Commitment
Get your chargeback recovery plan
We review your cases and give you an honest assessment within 24 hours.
Please enter your company name
Please select a range
Please select your processor
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Please enter your contact number

🔒 Your details are kept private. No spam, ever.

You're all set!
We've received your details and will review your chargeback situation. Expect a response within 24 hours.